What is a 4-point inspection?

A 4-point inspection evaluates the roof, electrical, plumbing, and HVAC systems to determine insurability.

What happens if a home fails a 4-point inspection?

If a home fails, it may not qualify for insurance, and without insurance, most lenders will not approve a mortgage.

Yes, most lenders require active insurance coverage before approving and funding a mortgage.

Common non-insurable panels include Sylvania, Zinsco, GTE-Sylvania, and Federal Pacific Electric panels.

A simple 4-point inspection can impact your insurance, your negotiating power, and even whether a deal goes through.

Most buyers don’t find out about this until it’s too late—and it can cost you thousands in repairs, price reductions, or a failed deal.

👉Don’t wait until you’re under contract to find out.

Download the Free 4-Point Inspection Guide Now

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